What is Baccarat?


Baccarat is a card game in which you bet on the outcome of a hand of cards. It’s one of the most popular games in casinos around the world, and is a great choice for high-rollers looking to put their money to work.

The rules of Baccarat are simple. The goal is to have a hand that adds up to nine or less. This can be achieved by combining a pair of cards, or three cards. There are a few variations on the game, but these basic rules apply to all.

Each card in a baccarat hand has its own numerical value: 2 through 9 pip cards have a value of a fraction of their face value, aces have a value of 1, and 10 and jack cards have a value of zero. All other cards are worth their face value.

Players are required to stand when the dealer’s hand has a higher total than their own, but they can draw if the dealer’s hand has a lower total than theirs. When a player draws, their third card is dealt, and they may also receive an additional card if they have already drawn one.

The dealer will then place the shoe on the table and go around the table to deal the next round of cards. Generally, the dealer will start with the lowest number or the player that made the highest wager, depending on the type of baccarat being played.

There are two main bets in baccarat: a Player bet, and a Banker bet. The Player bet pays a 1 to 1 payout if the player’s hand comes nearest to nine, while the Banker bet pays odds of 8 to 1 against a tie.

While the house edge on the Player and Banker bets is relatively low, a 5% commission can reduce your winnings by a significant amount. This means that if you bet on the banker, it’s vital to account for this fee when making your predictions.

Some casino Baccarat games also offer side bets which are not included in the main betting options. These are typically more expensive than the main bets and should be avoided at all costs.

Baccarat is played with a standard deck of cards that has been shuffled together. The numbers on each card are determined by the position of their pips on the card. These pips can be either clubs, diamonds, hearts, or spades.

Unlike most other card games, the maximum value that a hand can have is nine. If a hand has more than this, it will have to be reduced or dropped to make a total of nine.

Another variation on the game is Baccarat a deux tableaux, or Baccarat banque, which is found in land-based European casinos. This version of the game is similar to Punto Banco, except that the Banker’s hand is auctioned off before the game begins and players are only allowed to bet on their own hands.